Our Methodology

Transparency is the foundation of Fundamental Analysis. We strip away market sentiment to focus on what actually matters: the numbers.

01

Direct EDGAR Ingestion

We fetch data directly from the SEC's EDGAR database and parse 10-K, 10-Q, and 8-K filings to build standardized financial statements. Updates follow the cadence of new filings and are cached for performance.

02

Sector-Aware Scoring

A Biotech company shouldn't be rated like a Retailer. Our engine applies custom benchmarks for Profitability, Growth, and Solvency based on the company's industry SIC code. We adjust for R&D intensity, inventory cycles, and capital structures.

03

Filing Text Analysis

Beyond the numbers, we scan filing text for signals such as going concern language, dilution risk, or auditor changes that basic ratios can miss.

04

The Bullish & Foolish Rating

Results are normalized into a 0-100 Quality Score and summarized into tiers like Strong Fundamentals, Mixed Data, and Distressed / Caution to make the takeaway instantly clear.

Read the full scoring rules: Rules

05

How I Became Financially Responsible

I didn't start out knowing how to invest - I learned it slowly, from people much smarter than me. These are the voices that helped me think clearly about money, risk, and long-term investing.

Investing Simplified - Professor G

Clear, patient lessons on investing fundamentals. His breakdowns helped me understand companies, not just tickers. He shares the reasoning behind his choices, which is the real value - not the picks themselves.

YouTube

Damien Talks Money

Personal finance but made human - humour, storytelling, and episodes that flow end-to-end. Helped me see the "why" behind financial behaviour.

YouTube

Caleb Hammer

Accountability in its rawest form. Watching people confront spending habits and debt problems made me reflect on my own decisions. Hard lessons that stick.

YouTube

The Plain Bagel

Gave me the calm long-term view - risk literacy, fundamentals, thinking with patience instead of emotion. A grounding voice in a loud world.

YouTube
06

Support the Project

Bullish and Foolish is an independent, free tool built to bring institutional-grade data to everyone. Hosting and server costs are paid out of pocket. If you find value in this, a coffee (or a sandwich) goes a long way.

Donate via Revolut

If you're ready, start with the Screener or search a ticker.